pāyZero® Financial, was founded in 2018 by Financial Advisors. We are a Financial Services Organization that assist consumers in establishing an automated Financial Reserve via our cash flow distribution system for the purposes of Debt Elimination, & Wealth Building. A financial reserve is any amount of money that is kept purely for the purpose of having cash on hand in the event of unexpected changes. You do not have to wait until debt is paid off to build wealth. You can do both now using our patented FDIC Insured financial strategy (MyXtraMoney™ CFP Money Merge). This service is for those who financially savvy. We also provide lending services such as auto loans, personal loans, and lines of credit.
We are Financial Consultants. We aren’t satisfied with business-as-usual lending practices because we’ve been on the inside and seen countless ways to make lending better, and less troubling for the consumer. That’s why PĀYZERO® is leading the way to more transparent, fair, easy and friendly loans for all (it also feels great to help people Eliminate Debt).
Values are more than pretty words, ours set a standard we strive to reach. We’ve learned that the “soft stuff” is also the wildly important stuff. These 4 values are our compass: Impact, Optimism, Honesty & Growth. We’re still building the company we want to be, but these values help us create a collaborative team mindset and better place to work. They also improve how we connect with customers (and each other), and drive the development of a product we’re proud of.
As members of the worldwide InCrowd Investments, LLC, we are committed to the continuous improvement of our banking, lending, and Financial services and strive to achieve this through knowledge transfer within the Group, dedicated technical research units, sharing globally new product developments and a wide range of risk management services.
Whenever you make a major purchase such as an automobile, it helps to have the financial expertise of a financial advisor helping you to get out of debt as fast as you got in.
You could say that we’re a bunch of financial technologists, lending experts and customer service fanatics (you’d be right) but we’re more than that – PĀYZERO® is a team. We come from all kinds of backgrounds and experiences to create something new: Mixing Debt Elimination with Lending.
We began with the idea that the working man/woman not only needed easy access to transportation, they need it at an affordable rate, along with a plan to be out of debt as fast as possible.
pāZero® Financial, Inc., wants to make the auto loan industry more secure, and make the payment process easier for the buyer by vanishing 100,000 payments by December 2020.