Call Us Today:  (833) 321-ZERO (9376)

Are You Buying a New/Used Car?

Finance A New Car Without Having To Make Payments Out of Pocket. DriveFree™


Do You Already Have a Car Payment?

If you sign up today, the next payment you send to your lender will be your last… DriveFree™


At pāyZero® Financial our Consultants can boost your Personal Economy with a Financial Reset.  This will instantly increase your bottom line by as much as 25% on just the money you already make.

The increase is enough to pay your car payments to your lender replacing the the money you spend on car payments.

To get started, we ask everyone to place your household budget into the MyXtraMoney® Financial Reset Calculator to determine the largest car payment we can have paid by your economic boost. There is no fee for enrollment into DriveFree™

What is a Financial Reset?

Short Answer – Financial Reset: We change the way you bank to increase your Net Cash Flow by 25%, then we place it in an interest bearing account to pay off debt, or to build wealth.

Long Answer – A Financial Reset is when you use electronic banking and ebill-pay (eBill-Pay is when you deposit all of your income into your bank account, and then allow your bank to pay your bills by electronic check.) to pay all household bills and expenses electronically; converting the way you manage your cash-flow away from all forms of budgeting into a world of Economy Boosting Digital Economics. In our case, MyXtraMoney® takes advantage of an opportunity to boost your personal economy by as much as 25% when eBill-pay is used along with our Financial Technology Algorithms. As Financial Consultants, we help you easily transition into a new way to manage your cash flow while using less and less of your future income. The system will Invest up 25% of your total monthly expenses into an interest bearing escrow account while making sure all bills still get paid on time, and all usual while you continue to experience your customary monthly savings.



Disclaimer: Loan approval is not guaranteed and is subject to credit application and approval of the auto lender, or credit card bank. The pāyZero®’s LookSee™ process allows you to pre-qualify for offers and discuss your financing options with no impact to your credit score. Individual loan terms may vary.  pāZero® Auto Finance, Inc. DBA pāyZero® Financial is committed to Fair Lending and treating consumers, customers and vendors with the utmost respect and fairness. Under the Equal Credit Opportunity Act (ECOA), pāyZero® Financial is prohibited from discriminating in any aspect of the credit transaction. Prohibited bases are: sex, marital status, race, color, religion, national origin, age (provided the applicant is of legal age), income derived from public assistance and the fact that the applicant has—in good faith—exercised any right under the Consumer Protection Act (i.e. the right to lodge a complaint). We recommend you make and retain a copy of our Privacy Policy. If you prefer to print another copy, visit our Website at or you may request a copy by calling (833) 321-ZERO (9376)Use of this website constitutes acceptance of’s Terms of Use, Disclaimer, Privacy Policy, and Cookie Policy.
ADVERTISER DISCLOSURE pāyZero® Financial is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which pāyZero® Financial receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Other factors, such as our proprietary website’s rules and the likelihood of applicants’ credit approval also impact how and where products appear on the site. pāyZero® Financial does not include the entire universe of available financial or credit offers. pāyZero® Financial credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. If you apply for a credit card, the lender may use a different credit score when considering your application for credit.