(833) 321-ZERO (9376) Apply Today!

Are You Buying a New/Used Car?

Finance A New Car Without Having To Make Payments Out of Pocket.


Do You Already Have a Car Payment?

The next payment you send to your lender will be your last

At pāyZero® Financial, we provide financial services to get you out of debt. DriveFree™ is powered by our financial services strategies. For the first time, you have a Financial Consultant on your team to instantly free you from the burden of debt.

If you want to DriveFree™, our Financial Consultants will place you on the MyXtraMoney® eBill-Pay Cash Back Rebate System, changing the way you bank so you can experience a Cash Back Rebate of up to 25% of your direct deposits.  Then we deposit the rebate amount into an interest bearing account that will begin paying your car payment every month until its paid off. Any remaining rebate dollars will simply earn you interest.  The Cash Back Rebate will not have a negative affect on your household finances as you will still have all your bills paid on time, and all your normal monthly savings saved.

Immediately.  Hire our Financial Consultants today, and within 90 days, pāyZero® will begin making payments from 10% all the way 100% of your auto loan payments to your lender. The more it pays, the less you have to. The Faster you set up your plan, the faster it kicks in. As long as you are on MyXtraMoney™, your auto loan payments will be made.

You do not need to have an active loan with pāyZero® to use MyXtraMoney™, and experience DriveFree™. You may already be paying on an existing auto lender, or you may want to buy a new vehicle and apply your eBill-Pay Cash Back Rebate. As long as you meet the minimum requirements, you can use the Drive Free™ program to have any auto loan you wish paid off by pāyZero® Financial.

As an added bonus, the system has a built-in algorithm that will actually pay off your auto loan 20% FASTER than normal auto loan financing.

To participate in DriveFree™ you must be:

  • Full Time Employment, salaried, or hourly with Direct Deposit
  • Minimum age of 25
  • Minimum Total Net Monthly Household Income: $3,300




Disclaimer: Loan approval is not guaranteed and is subject to credit application and approval of the auto lender, or credit card bank. The pāyZero®’s LookSee™ process allows you to pre-qualify for offers and discuss your financing options with no impact to your credit score. Individual loan terms may vary.  pāZero® Auto Finance, Inc. DBA pāyZero® Financial is committed to Fair Lending and treating consumers, customers and vendors with the utmost respect and fairness. Under the Equal Credit Opportunity Act (ECOA), pāyZero® Financial is prohibited from discriminating in any aspect of the credit transaction. Prohibited bases are: sex, marital status, race, color, religion, national origin, age (provided the applicant is of legal age), income derived from public assistance and the fact that the applicant has—in good faith—exercised any right under the Consumer Protection Act (i.e. the right to lodge a complaint). We recommend you make and retain a copy of our Privacy Policy. If you prefer to print another copy, visit our Website at www.pazero.net or you may request a copy by calling (833) 321-ZERO (9376)Use of this website constitutes acceptance of payZero.net’s Terms of Use, Disclaimer, Privacy Policy, and Cookie Policy.
ADVERTISER DISCLOSURE pāyZero® Financial is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which pāyZero® Financial receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Other factors, such as our proprietary website’s rules and the likelihood of applicants’ credit approval also impact how and where products appear on the site. pāyZero® Financial does not include the entire universe of available financial or credit offers. pāyZero® Financial credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. If you apply for a credit card, the lender may use a different credit score when considering your application for credit.