(833) 321-ZERO (9376) Apply Today!

At DriveFree™, you can Finance the Car of Your Dreams, without adding a bill to your budget.

18 million

New/Used Auto Loans a Year in the US

$200 Million

In Auto Loan Payments Expected in 2020
Average Customer Rating

So before you finance a car at your favorite auto dealership, make sure you sign up with DriveFree™, and Never See A Payment. Getting started is easy…


See Your Max Payment

Enter your household budget into the MyXtraMoney™ CFP Calculator to see your maximum car payment that can be paid by your Acorns® or SigFig Account.


Purchase Your Vehicle

Stop by your favorite car dealership, show them your maximum recommended car payment, and select a car that fits the amount. Finance with your favorite bank.


Never Make A Payment...

Use your the money in your Acorns® or SigFig Account to pay your auto loan payments.  Your loan will now be paid with no affect your budget.

Immediately.  Hire our Financial Consultants today, and within 90 days, your brokerage account will begin making payments from 10% all the way 100% of your auto loan payments to your lender. The more it pays, the less you have to. The Faster you set up your plan, the faster it kicks in. As long as you are on MyXtraMoney™, your auto loan payments will be made.

You do not need to have an active loan with pāyZero® to use MyXtraMoney™, and experience DriveFree™. You may already be paying on an existing auto lender, or you may want to buy a new vehicle and apply your CFP. As long as you meet the minimum requirements, you can use the Drive Free™ program to have any auto loan you wish paid off by your brokerage account.

As an added bonus, the system has a built-in algorithm that will actually pay off your auto loan 20% FASTER than normal auto loan financing.

To participate in DriveFree™ you must be:

  • Full Time Employment, salaried, or hourly with Direct Deposit
  • Minimum age of 25
  • Minimum Total Net Monthly Household Income: $3,300

Get An Instant Decision For An Auto Loan Now!

Millions of People Need This Service

What people are saying about DriveFree™.

I bought my car the same day I signed up

Within 90 days, my CFP was high enough to pay my car payment every month. Good Bye stress.

Elliott E. Strong

I found out about DriveFree™ a year into my auto loan…

It didn’t matter, they were still able to work with me and set me up for a brokerage account & take over my car payments.  I get to keep my $439/mo.

Robert Mallory

Learn How To Merge Your Money So You Can DriveFree™

Debt Elimination Disclaimer: *Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of our debt elimination services will not likely adversely affect your creditworthiness, but in some cases based on the timing of hiring our services, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, any negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
Disclaimer: Loan approval is not guaranteed and is subject to credit application and approval of the lender. The pāyZero®’s LookSee™ process allows you to pre-qualify for offers and discuss your financing options with no impact to your credit score. Individual loan terms may vary.  pāZero® Auto Finance, Inc. DBA pāyZero® Financial is committed to Fair Lending and treating consumers, customers and vendors with the utmost respect and fairness. Under the Equal Credit Opportunity Act (ECOA), pāyZero® Financial is prohibited from discriminating in any aspect of the credit transaction. Prohibited bases are: sex, marital status, race, color, religion, national origin, age (provided the applicant is of legal age), income derived from public assistance and the fact that the applicant has—in good faith—exercised any right under the Consumer Protection Act (i.e. the right to lodge a complaint). We recommend you make and retain a copy of our Privacy Policy. If you prefer to print another copy, visit our Website at www.pazero.net or you may request a copy by calling (833) 321-ZERO (9376)Use of this website constitutes acceptance of payZero.net’s Terms of Use, Disclaimer, Privacy Policy, and Cookie Policy. The MyXtraMoney® eBill-Pay Money Merge System is a Debt Elimination tool and is underwritten by pāZero® Auto Finance, Inc. DBA pāyZero® Financial © 1994-2020. All Rights Reserved.