What if we told you, you were not getting the most out of your direct deposit dollars?
Message for every wage earning household with a w-2, and direct deposit: You are 1 Step closer to being able to put $12% – 25% of the money you spend on monthly expenses back on the table without changing anything about your budget.
At pāyZero® Financial, we are not just lenders, we also provide services to free you of debt. If you want to DriveFree™, our Financial Consultants will Reset your Finances changing the way you bank so you can have all your bills paid, and all your savings saved at 75% of what it costs you now. Then we place the 25% difference in an interest bearing account to build wealth, and pay off debt like a car payment, student loans, and credit cards, etc.
MyXtraMoney® is an ebill-pay, and electronic banking strategy that works by exercising perfectly timed Advance Discounting Calculations. The strategy lowers the amount of money allocated towards your future monthly household expenses while making sure all bills are paid on time as usual. The system pays all of your household expenses, and generates all of your normal savings on 75% of the money because of a eBill-Pay Cash Back Rebate.
Well, its not. Going Beyond Budgeting using the MyXtraMoney® eBill-Pay Cash Back Rebate System is not about budgeting at all. In fact, the Discount happens as your direct deposit enters your bank to pay bills. It’s about “timed strategic banking” using an Advance Discounting Calculation. (ADC).
A Financial Reset is when you use electronic banking and ebill-pay (eBill-Pay is when you deposit all of your income into your bank account, and then allow your bank to pay your bills by electronic check.) to pay all household bills and expenses electronically; converting the way you manage your cash-flow away from all forms of budgeting into a world of Digital Economics. In our case, MyXtraMoney® takes advantage of an opportunity to boost your personal economy by as much as 25% when eBill-pay is used along with our Financial Technology Algorithms. As Financial Consultants, we help you easily transition into a new way to manage your cash flow while using less and less of your future income. The system will pay all of your total monthly expenses on time using only 75% of the money. Yes, you will still experience your customary monthly savings amount.
In an instant, the system will establish your discount amount from your previous month’s expenses, then MyXtraMoney® will use ebill-pay and strategic banking to have your bills paid while withholding the cash back amount, and divert the difference, ie., $500 – $2,000+/mo. to the pāZero® Financial escrow account for wealth building and debt management. (Money that without MyXtraMoney®, you would have no access to.)
Because MyXtraMoney® works after you have placed your money in the bank to pay bills, you will not miss a beat when it comes to bills and expenses being paid on time as usual.
Discounting is the process of determining the present value of a payment or a stream of payments that is to be received in the future. Given the time value of money, a dollar is worth more today than it would be worth tomorrow. Discounting is the primary factor used in pricing a stream of tomorrow’s cash flows. Jul 7, 2019 Discounting Definition – Investopedia
What the old saying “Time Is Money” means to Us.
The MyXtraMoney® System is an instructional guide for managing your bank accounts based on Timing, and follows the guidelines of safe FDIC® insured banking. Although there are 4 months with 5 weeks in a year, going Beyond Budgeting with MyXtraMoney® uses an Advance Discounting Calculation Algorithm to treat all 12 months like they have 5 weeks for the benefit of w2 employees throughout all income pay periods, regardless of how many incomes your household may have.
The general rule of thumb most people use while budgeting is based on 1 month being 4 weeks. As your bill comes, you take any new money you just made and have to pay for an entire bill.
But what happens when you follow your MyXtraMoney® Advance Discounting Calculation instructions?
In this hypothetical example, the bill is paid just the same, but your future direct deposit income instantly has extra cash available as Cash Back. The MyXtraMoney® Beyond Budgeting System™ does the calculations for all of your bills and expenses at the same time to come up with your Cash Back amount. Every household has their own XtraMoney™ amount.
The Advance Discounting Calculation Algorithm in MyXtraMoney® finds your XtraMoney™ amount by calculating your…
3 things will happen within 30 – 45 Days of changing the way you bank…
*On average, the MyXtraMoney® strategy will unlock $1,143+/month** without cutting expenses. **National Monthly Average per Working Household.
With MyXtraMoney® helping you put 12% – 25% of your total monthly expenses back on the table for your use, wealth planning no longer has to cost you a dime.
Understanding Beyond Budgeting and why you need to Change The Way You Bank™
The general rule of thumb when it comes to money, bills, and budgeting is to pay the money directly to the bills as they come due. But under the “Beyond Budgeting” model, we found you can Free Up tons of money by simply opening 3 more checking accounts at your bank, and using those accounts like buckets you fill with cash (similar to the envelope method). Then those buckets/checking accounts pay their own bills as they become due.
Furthermore, MyXtraMoney™ changed the timing of how you move money through your bank accounts so that now, as new income is direct deposited, only $809.75/week “out of your latest direct deposits” is needed to cover the same amount of expenses and savings that used to cost you $1,000/week. You now have $190.25/week being deposited into the pāyZero® Financial Escrow Account™.
When you underpay your budget Its like Putting Money Directly Into Your Pocket Today.
With a few simple simple steps, MyXtraMoney® simply asks you to change the way you bank so you can start growing your net worth today. || Simple As That!
See For Yourself.*We have been doing this since 1994. Our services comes with an advisory fee of 2.5% of the total monthly dividend amount.