What if we told you, you were not getting the most out of your direct deposit dollars?
Message for every wage earning household with a w-2, and direct deposit: You are 1 Step closer to being able to put $12% – 25% of the money you spend on monthly expenses back on the table without changing anything about your budget.
It’s time to take your personal finances and saving money to the next level. It’s time to GO BEYOND BUDGETING.
MyXtraMoney® is an ebill-pay, and electronic banking strategy that works by exercising perfectly timed Advance Rebate Calculations. The strategy lowers the amount of money allocated towards your future monthly household expenses while making sure all bills are paid on time as usual. Over the course of the month, the system collects all Cash Back dollars, and deposits into the pāyZero® Financial Escrow Account™. From there, the escrow account makes your car payments to your lender without the burden of being an out of pocket expense.
Well, its not. Going Beyond Budgeting using the MyXtraMoney® Financial Reset System™ is not about budgeting at all. In fact, the Cash Back happens “after” you placed your money in the bank to pay bills. It’s about “timed strategic banking” using an Advance Rebate Calculation. (ARC).
What is a Financial Reset? – A financial reset is when you use electronic banking and ebill-pay to pay all household bills and expenses, converting the way you manage your cash-flow away from budgeting to digital economics. (eBill-Pay is when you deposit all of your income into your bank account, and then allow your bank to pay your bills by electronic check.) In our case, MyXtraMoney® takes advantage of a 25% cash back opportunity we discovered when eBill-pay is used along with our algorithms, to manage your cash flow and use less and less of future income while making sure all bills still get paid on time, and all usual and customary monthly savings is still experienced by you.
In an instant, the system will establish a cash back amount from your previous month’s expenses. Then, instead of waiting to establish cash back at the end of the next month, MyXtraMoney® will use ebill-pay and strategic banking to have your bills paid while withholding the cash back amount, and divert the difference, ie., $500 – $2,000+/mo. to the pāZero® Financial escrow account for wealth building and debt management. (Money that without MyXtraMoney®, you would have no access to.)
Because MyXtraMoney® works after you have placed your money in the bank to pay bills, you will not miss a beat when it comes to bills and expenses being paid on time as usual.
What the old saying “Time Is Money” means to Us.
The MyXtraMoney® System is an instructional guide for managing your bank accounts based on Timing, and follows the guidelines of safe FDIC® insured banking. Although there are 4 months with 5 weeks in a year, going Beyond Budgeting with MyXtraMoney® uses an Advance Rebate Calculation Algorithm to treat all 12 months like they have 5 weeks for the benefit of w2 employees throughout all income pay periods, regardless of how many incomes your household may have.
The general rule of thumb most people use while budgeting is based on 1 month being 4 weeks. As your bill comes, you take any new money you just made and have to pay for an entire bill.
But what happens when you follow your MyXtraMoney® Advance Rebate Calculation instructions?
In this hypothetical example, the bill is paid just the same, but your future direct deposit income instantly has extra cash available as Cash Back. The MyXtraMoney® Beyond Budgeting System™ does the calculations for all of your bills and expenses at the same time to come up with your Cash Back amount. Every household has their own XtraMoney™ amount.
The Advance Rebate Calculation Algorithm in MyXtraMoney® finds your XtraMoney™ amount by calculating your…
3 things will happen within 30 – 45 Days of changing the way you bank…
*On average, the MyXtraMoney® strategy will unlock $1,143+/month** without cutting expenses. **National Monthly Average per Working Household.
With MyXtraMoney® helping you put 12% – 25% of your total monthly expenses back on the table for your use, wealth planning no longer has to cost you a dime.
Understanding Beyond Budgeting and why you need to Change The Way You Bank™
The general rule of thumb when it comes to money, bills, and budgeting is to pay the money directly to the bills as they come due. But under the “Beyond Budgeting” model, we found you can Free Up tons of money by simply opening 3 more checking accounts at your bank, and using those accounts like buckets you fill with cash (similar to the envelope method). Then those buckets/checking accounts pay their own bills as they become due.
Furthermore, MyXtraMoney™ changed the timing of how you move money through your bank accounts so that now, as new income is direct deposited, only $809.75/week “out of your latest direct deposits” is needed to cover the same amount of expenses and savings that used to cost you $1,000/week. You now have $190.25/week being deposited into the pāyZero® Financial Escrow Account™.
When you underpay your budget Its like Putting Money Directly Into Your Pocket Today.
With a few simple simple steps, MyXtraMoney® simply asks you to change the way you bank so you can start growing your net worth today. || Simple As That!
See For Yourself.*We have been doing this since 1994. Our services comes with an advisory fee of 2.5% of the total monthly dividend amount.