Before you apply for an Auto Loan, make sure you use the MyXtraMoney® Financial Reset Calculator to see your maximum recommended car payment.
A car loan is a great way to drive your dream car without making the complete payment upfront. Sometimes, because of credit, financing a car can be a real nightmare. Upside Down Loans – High Interest Rates – can make the car buying process a real hassle.
Through our lending partners, pāyZero® Financial provides all the same usual and customary auto financing as any other lender, with one exception. At pāyZero®, we are Financial Advisors. We purposely mixed personal finance with auto lending in order to make every loan decision a smart decision. Not only are you going to experience an easy entry into the loan rates and terms you desire, you are also going to have the opportunity to FREE YOURSELF of loan payment debt as soon as possible without you having to make extra payments to pāyZero®, or any lender.
Disclaimer: We encourage all of our potential borrowers to experience a Financial Reset using the MyXtraMoney®, Cash Back via Electronic Bill-Pay System. DriveFree™ is designed to relieve you of auto loan payment debt; therefore, each potential borrower is required to enter their household budget into the MyXtraMoney™ calculator to determine the maximum recommended monthly payment that can be relieved. Then we ask each applicant to use the MyXtraMoney® Cash Back System for 90 days. MyXtraMoney® is based on FDIC® insured online banking (controlled by you) that introduces a “New Way To Bank” based on timing, designed to allow you to have more cash at the end of your month.
So it does not matter if you finance, or refinance a new or used, vehicle, or trade in your current vehicle with PāyZero® Financial; even with a FICO® score as low as 540, you can be approved for an auto loan for as low as 1.99% || Simple As That!
Our Zero – Turn Down Guarantee:
We are Financial Advisors. If we do not approve your loan based on your credit score, we will have your personal credit repaired at Zero cost out of pocket.
Lightening Fast Credit Repair By Professionals
Managing your expectations from the start
Results in 30 – 45 days
Our team is network of top credit repair specialists
No Out of Pocket Expenses
Bankruptcies | Student Loans | Tax Liens | Medical Liens | Credit Card Debt | Inquiries | Child Support | Repossessions | Evictions | Etc.
Let’s face it, a car dealership can be an intimidating place. Finding the perfect car and agreeing on a fair price is stressful enough, you shouldn’t have to worry about securing the rate you deserve at the dealership too.
pāyZero® functions like an virtual auto loan broker – minus the stress – who guides you through the process of getting an auto loan from start to finish.
Your financial future is important to you – and you deserve to be treated fairly. Whether you’ve got a strong credit history that you’d like to reinforce or you need to get things back on track, pāyZero® can help. The best part? We have solutions for all credit profiles.
Get refinancing for the car you need now
Achieve all your car buying goals and aspirations; with the right kind of help, exactly when you need it.
New Car Loans
pāZero® offers financing at fair interest rates and adjustable repayment terms to all of our members. We provide fast action, personalized service, and absolute transparency on each loan.
pāZero® knows you work hard for your money. We help it go farther. Our refinance customers tend to save $1,000’s per year (and lower their APR by 50%). Plus, the MyXtraMoney® monthly benefits provides you enough money to cover up to 100% of your loan payment!
Loan Against Car
With no income documents required, getting a refinance loan couldn’t get any easier. pāyZero® even offers loans against a titled car at basic interest rates and flexible repayment.
pāyZero® Debit Card
pāZero® even provides you with a debit card, so when your auto loan is paid by your Cash Back benefits, any remaining dollars belong to you… Its like getting paid to buy a car.
Yes. You work hard for your money. We help it go farther. Our refinance customers tend to save over $1,000 per year (and lower their APR by 50%). Plus, our lender marketplace makes it easy for us to find extremely competitive rates on fresh loans!
It’s time auto loans got an upgrade. We combine the speed, intelligence, and simplicity of our online system with savvy Loan Champions who help you navigate the lending process like a pro. Honestly, it’s the way lending should be.